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Industry White Papers offer information and analysis to further understanding. CAN's White Papers invite informed discussions in and about the Merchant Cash Advance industry.

Our White Papers examine or introduce concepts crucial to understanding the Merchant Cash Advance industry. Use these Merchant Cash Advance White Papers to avoid the hype and hyperbole and learn more from our data and experienced insights.

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"Merchant Cash Advance: Not for Every Business. Is it Right for Yours?"

August 2009 - This White Paper is the third in a series and the first addressed directly at business owners so they can make more informed decisions regarding working capital options for their businesses

"Best Practices for Merchant Cash Advance Providers: Assessment of Risk"

April 2008 - This White Paper addresses issues central to creating a strong, positively perceived industry demonstrating a capacity for sensible risk assessment, accurately and consistently forecasted growth and returns worthy of investment

"Know Your Customer: Guidelines for Responsible Merchant Cash Advance Providers"

June 2007 - This White Paper is a call to the Merchant Cash Advance (MCA) industry to begin discussion regarding the creation of key standards and practices that responsible MCA providers should follow.

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Explore Sales Trend Analysis

January 2012 - Q4 2011 SBCS Report
For the seventeenth straight quarter, small businesses’ Q4 2011 year-over-year card sales declined, but for the second straight quarter, the rate of decline improved. Read more

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Small Business Barometer

Spring 2011 Small Business Barometer
The Spring 2011 CAN Small Business Barometer focused on small business owner perceptions and experiences regarding access to working capital and “daily remittance” finance products that offer payment and remittance flexibility in the form of daily or mini-payments. Read more

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Is an MCA Right for You?

"Merchant Cash Advance: Not for Every Business. Is it Right for Yours?"
August 2009 - This White Paper is the third in a series and the first addressed directly at business owners so they can make more informed decisions regarding working capital options for their businesses Read more